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Entrepreneurs Products Business

‘SMEs’ crutch ‘DIY Economic Growth’

Sector Small and medium enterprises (SMEs) are contributing to the economic growth in the province. This sector is a lot of job creation and poverty alleviation. They need to get capital support and facilitation in order to increase economic growth can DIY.

Chairman of the Chamber of Commerce and Industry (Kadin) DIY Nur Achmad Affandi said economic conditions remained stable at DIY. Passing of the Law Privileges DIY, will be a magnet to attract investment. Because the leadership of Sultan and Pakualam be set so that the elections did not exist.

“With titles like this will not be a lot of political policy changes, it is very attractive for investment,” said Nur Ahmad Affandi.

According to Nur Achmad, Gross Domestic Income (GDP) DIY only Rp46 trillion with a population of 3.4 million people. That is, the income per capita is only Rp15 million per year. Though small, yet life expectancy in the DIY index is higher than the national average. Even the amount of unemployment that is also very small.

“This is where SMEs have to be more empowered in order to per capita income could be increased. Hippi could play a greater role in boosting economic growth,” said the former member of parliament this DIY.

Chairman Yani center Motik Hippi said domestic production should be supported by government policy. Including the creation of the domestic product market and foreign restrictions. For many products such as herbs that hard to get in a foreign country. Though many Chinese medicines that dominate the domestic market.

“Local potential must be developed in order to grow a new economy,” he explained.

Meanwhile, Head of Economic Administration and Local Government Natural Resources Retno Setijowati DIY, DIY claimed growth in the last 12 years is pretty good. It’s just that the dominance of investment is still a lot of sectors supported by foreign investment (PMA). While domestic investment (DCI), is still very limited.

The government, in fact has a lot to develop a partnership effort between the centers, and industrial and SMEs. Including ease in getting low interest to support investment climate. In fact a lot of these businesses are not skilled and familiar with banking.

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Products Business

India Launches Research Forecast Rain

Understanding the rainfall is the main priority of government during the next five years,” said Shailesh Nayak, senior Ministry of Science.

INDIA launched a research project worth U.S. $ 75million (Rp703billion) by using computer models to predict more accurately the rain.
India washed down about 80% of annual rainfall during June to September. Lack of rainfall can cause drought and will be fatal to about 235 million Indian farmers.
Correspondents say this year’s rain can be said to be less.
“Understanding the rainfall is the main priority of government during the next five years,” said Shailesh Nayak, senior Ministry of Science.

He said “the mission of rain forecast” will be centered to understand more about the rainfall by using computer models used by Britain and the United States and to collect new data.
Estimates of rain is a complicated and ever done several times in India.

Difficulty of forecasting rain
Last year, India estimates that rainfall will be below average but it is happening is exceeded forecasts.
India Meteorological Agency (IMD) forecasts they admitted later that “not appropriate”.
In the history of 137 years, IMD was never able to predict exactly when a drought or flood.
Experts say scientists worldwide are also difficulties in estimating the country’s weather patterns.

The scientists said the IMD has worked hard to make forecasts of rainfall each year.
Rainfall observers Prof J Srinivasan of the Indian Institute of Science said that seasonal droughts and flooding forecasts are relatively accurate for the sub-Saharan Africa but there is no body in the world that can be estimated for the region of India.

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Products Business

So Employers should never cheated

Being an entrepreneur takes mentally strong and never give up. Besides the creative spirit and determination is also required for those who want to start their business.

The majority of employers today is the younger generation because they are persistent and creative. In addition, young entrepreneurs are considered more resilient.

“Why seek it needs to start from the very young? Because young shock-resistant and young people are not able to sleep two days and two nights to pursue his ambition,”

A person is considered to have successfully become entrepreneurs because they never feel bankruptcy.

“Bankruptcy is a way to find out who the real businessman and entrepreneur who’s fake, because in fact if bankrupt businessman, he’ll bounce back. From the approximately 1,000 people who own a business and not bankrupt everything can bounce back, that’s natural selection where the employer what is not, ‘

A true entrepreneur is someone who never went bankrupt, but rose again and his business even bigger.

Besides being entrepreneurs have been cheated. If you are, the more resilient and keep thinking positive that it will not be a deceiving richer than us.

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Business Networking Marketing Strategies Products Business

Business Houses in Malaysia and Singapore Fatigue, Indonesia so ‘Stars’ Properties

Global economic meltdown, prices in Singapore and Malaysia this year predicted sluggish. However, Indonesia will certainly be a player ‘stars’ properties in Southeast Asia.

“Indonesia is still likely to be the star player (property) in Southeast Asia with a growth rate consistent pricing across all segments of the housing market, rising 3.6% (yoy) and 0.8% (QoQ),” said Holt.

According to him, a positive reputation around Indonesia carried trillion dollars from the economy (in terms of purchasing power parity / purchasing power terms), stable economic growth, inflation well controlled, and the middle class in need of housing.

In his study, Knight Frank said the performance of the property market in Asia amid sluggish due to the debt crisis in Europe. China’s property market performance is estimated to be weakened if economic conditions continue to show a significant slowdown this year. The Chinese government will likely ease some regulatory policy tightening before going to boost property sales activity.

While in Malaysia, the growth rate is projected residential property prices stable in the coming months, but with the possibility of a slowdown until the end of 2012.

In Singapore, there is an additional supply of new housing is huge this year. But because there are many unsold property supply, the market price of residential property in Singapore is expected to continue to decline until the end of the year.

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Marketing Strategies Products Business

K-24 master of pharmacy for 24 hours from Yogyakarta Indonesia

K-24 is a pharmacy Pharmacies are open 24 hours non-stop every day, and is committed to providing for a complete medication at reasonable prices. Dedication to serving the community through modern management, with policy rates remain the same in the morning, noon, afternoon, evening, weekday, or holiday, pharmacies have made K-24 as a favorite pharmacy in her hometown, Yogyakarta.

Established in 2002, within a period of 6 years, Apotek K-24 has been operating more than 100 outlets.

Ten (10) of the total outlets are owned by Franchisor (own company), and the other is owned and operated by the Franchisee (the Franchisee Pharmacies K-24).

Through a franchise system, Apotek K-24 is expected to become the market leader in Indonesia pharmacy business that provides a variety of drugs are relatively complete, open 24 hours, including holidays, which are spread throughout Indonesia.

The presence of K-24 pharmacies currently have even been able to change consumer behavior in buying drugs, especially in the evenings and holidays. The existence of Pharmacy K-24 makes the consumer does not need to rush in to buy drugs, because they believe consumers will get the drug at the pharmacy when the K-24 and any needed hours. Consumers are already familiar with K-24 pharmacy services, including consultation with a pharmacist and Drug Free Delivery Order (shuttle between prescription and drugs).

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Products Business Small Business

Small Business Game, Big Business Win

Mу neighbors аrе entrepreneurs аt heart. Thеу аrе раrt οf thе 860,000 nеw small business enterprises thаt opened doors thіѕ year. At thе rate thеу аrе going thеу сουld аlѕο bе раrt οf thе churned small enterprises thаt wіll close thеіr doors over thе next year іf thеу don’t proactively take preventive measures.

Mу neighbors represent thе vast majority οf small business owners entering thе market daily. In thе beginning thеу аrе brimming wіth brіght optimism аnd brіght іdеаѕ. Bу thе еnd thеу wonder hοw thеу сουld hаνе mаdе іt аll work аѕ thеу close doors οn уеt another opportunity.

 

Whаt аrе mу neighbors, аnd small business owners (SBOs) lіkе thеm doing wrοng?

Dο small businesses need excess cash flow tο mаkе іt іn thіѕ market?

Dο marketing mix, core competencies аnd/οr niche marketing spell small business accomplishment?

Well…yes аnd nο.

I don’t thіnk ample cash reserves tеll thе entire ѕtοrу fοr hοw tο bе a small business success. Cash helps, bυt іt’s one piece tο thе overall puzzle. I аlѕο don’t thіnk complex stats аnd formal business jargon determine small business success еіthеr. It helps tο talk-thе-talk. It helps even more tο walk-thе-walk, bυt again complexity doesn’t hеlр unravel thе tangled web οf linear progression.

Bottom line, a devotion tο realizing аnd thеn seizing business opportunities саn course аn SBO onto thе path οf growth.

A business wіth cash thаt dοеѕ nοt dο thіѕ wіll falter. Jυѕt аѕ a business wіth a small budget саn dο thіѕ аnd succeed.

Small companies саn play іn thіѕ business game tο garner bіg business wins.

o Size Matters

Small businesses hаνе thе advantage іn јυѕt thаt: thеіr size!

Unlike lаrgеr corporations, small businesses аrе postured tο agilely аnd quickly remedy non cost-effective processes, products, аnd/οr services. Alѕο, small businesses саn advantageously leverage thеіr span οf control аѕ іt іѕ more cross functional аnd less hierarchical thаn lаrgеr competitors. Hence, revisions саn bе implemented аnd evident tο thе consumer before problems become systemically ingrained.

Utilize уουr business size аnd іtѕ mobility tο deliver effective results fοr уουr consumers аnd уουr employees.

o Dedicate уουr Wits

Whіlе cash flow іѕ a routine focus fοr business sustenance аnd growth, dο nοt neglect thе need fοr creative brainpower. Aѕ tiring аѕ constant innovation аnd inventiveness саn bе whеn intermingled wіth еνеr changing products, services аnd finances, understand thriving enterprises analyze thе market fοr thе best opportunities tο meet consumer demand.

Yουr business іѕ static until уου mаkе іt dynamic.

o Know Yourself tο Know Yουr Business

Competition іѕ rampant аnd іt саn affect sales. Yеt, thеrе аrе enough resources tο support thе SBO. If уου look around аt thе varying small organizations іn a city district, уου ѕhουld bе encouraged! Fοr thе mοѕt раrt, thеѕе businesses offer similar products аnd/οr services аѕ lаrgеr companies, уеt thеу still thrive.

Know whаt уου offer аnd tout уουr uniqueness. A small business іѕ аn external expression οf іtѕ owner. Sο јυѕt doing whаt уου dο іѕ differentiation! Recognize іt, аnd champion іt аѕ a unique resource available οnlу through уουr gateway.

o Listen tο thе Beat

Yου don’t hаνе tο hаνе expensive customer feedback mechanisms tο know whаt уουr customers аrе saying. Feedback comes уουr way аll thе time іn hushed compliments аnd verbose criticisms.

Bе a pulse chaser! In οthеr words, seek whаt’s hot. Pulse chasing companies experience business progression аnd growth beyond thе box іn whісh thеу initially ѕtаrtеd. Don’t јυѕt аѕk customers іf thеу satisfied. Strive tο exceed thеіr expectations. Thеrе сеrtаіnlу exist tangent markets οf available market share іf уου’re willing tο listen tο whаt thаt market ѕауѕ.

o Dο It Already!

Knowing whаt tο dο аnd nοt doing іt іѕ insanity. Thе point οf business ownership lies іn thе freedom tο mold уουr іdеаѕ іntο a value-added gοοd οr service. Yеt, execution іѕ thе lacking factor capable οf diversifying уουr product іntο a money-mаkіng entity versus a money-sucking unit.

Implementing οthеr processes аnd streamlining existing ones аrе nοt necessarily easy steps, bυt such analyses аrе relevant аnd саn result іn longstanding progressive actions. Lean аnd agile corporations anticipate customer demand, bυt thе battle іѕ won іn hοw thеу back up thеіr hunch wіth consistently salable products οr services.

o Burn thе Midnight Oil

Business іѕ rhythmic.

Hang іn thеrе long enough tο learn уουr business’ battle rhythm. Decisions саn thеn bе mаdе proactively versus reactively, whісh gives thе SBO аn offensive positioning.

Thе οnlу way уου’ll know аnу οf thіѕ data, hοwеνеr, іѕ through defining nеw processes, assessing thеіr relevance аnd reassessing thе overall process fοr positive repositioning.

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Manage Finance Products Business

UK Finance for Business

Running a business and becoming successful in that venture requires a lot finance and financial assistance. In UK finance for business can be got from different sources. Business related financial services are provided by many organizations in that field. UK finance for leasing a company or organization, UK finance for debt collection, UK finance for Venture Capital can also be arranged.

There are companies that help a business in hire purchasing and arranging for leasing. You can approach such dedicated companies for such services. UK Finance for hardware funding for the information technology business is also available in companies. Leasing services for small businesses, agricultural and industrial funding operations are available in companies dedicated to that service. A company called Richard Mares Asset Finance in UK finances for agricultural and industrial setups. If you need information on UK finance for equipment leasing, mortgages and commercial finance then you can approach companies like 1st Leasing Company and 1pm.co.uk. Many options for UK finance are available with them. Just check out their website for more details on the different types of finance available with them. For UK finance from £5,000 upwards you can approach companies like 1pm. They work closely with their clients to provide what they need.

UK Finance for companies in the information technology sector can get their financing options from companies like Corporate Computer Lease Plc in UK. Such companies make IT more affordable and you get the UK finance for almost any technology spends. They have successful records of financing in UK for even Fortune 500 companies. This is one of the fastest growing UK finance companies.

Companies like Corporate Business Finance fund you for Plant, Machinery and for other corporate financial services. They provide finance in UK for many services like hire purchase, leasing, operating leases, factoring, release of capital, and commercial mortgages. Each and every business may need a unique funding requirement and it is a tedious task to arrange for funding when you need to run your business. A lot of time is wasted in searching for proper funding. Under such circumstances you can approach companies like these for UK finance for your funding requirements.

For new start ups it is difficult to get finance in UK or elsewhere. Most of the finance companies will fund only the established businesses. But companies like Oak Leasing help even the start ups since they understand the difficulties that the startups face. The problems that the start ups face are only initially. If they have a proper business plan they could come up. The team at Oak leasing would finance your startups and for any new equipments that you need. More details are available in their website.

There are companies that fund only the big companies. Finance for big companies is given by UK finance companies like the Benington Securities. It is a private enterprise brokerage. They cover only the corporate investments. There are many companies that provide UK finance for even individuals. Companies like Troman finance provide funds for the individuals and small business firms.

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Products Business

Malang City Launching First “Nokia Asha 202″

Malang became the first destination in East Java to launch Nokia Will not Dead Style. Launching was held at Mall Olympic Garden (MOG).

Asha Nokia 202 is shaped with a slim dual SIM touch screen easy swap with 2.4 inches. This phone also features browsing to email, chat, and social network, also download a free 40 game from Electronic Arts (EA) such as Tetris and the need for speed. Thus, this phone is suitable for young children and the young at heart.

Good Erlangga, Markerting Manager Nokia Indonesia said, deliberately launching the first in Malang, Malang is famous for as a young destination. And many youth communities.

“The phone is it’s made ​​for young children, so we are confident Malaysia strongly supports the sales of this phone,” Good said after launching the Nokia 202 at Cafe Ria Asha Djenaka Malang.

For sale in Malang, he hopes to sell as much as possible, a minimum of 500 units sold during the 3 days. Therefore, the phones are sold at affordable prices USD 830 000 with a lot of information in the can. Like, nokia life information woman. In addition, the phone also supports external memory cards of up to 32 GB.

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Products Business

HP Calculator – Useful for Finance and Business Calculations

HP is a brand that has offered multipurpose calculators and these handheld devices for various businesses and a wide range of personal needs. This brand produces powerful, easy to use and accurate devices that provide optimum results in many areas. Its financial calculators had helped in a great deal to the students and professionals in fields of finance, banking, real estate and accounting. The manufacturer’s scientific and graphing calculators provide excellent features that are used in science, math and engineering educational backgrounds. With HP calculators one can fulfill all calculating needs and requirements as these devices are reliable, versatile and heavy-duty gadgets.

Here are some of the popular HP Calculator Models:
HP 12c Platinum: This is the company’s 25th anniversary special edition model which offers varied applications that include accounting, real estate, economic industry, business, and finance. This model is for people who are real pro and deals with hardcore business every day. This model is tried and tested several times which delivers optimum results with its amazing 120 built-in functions. These functions make this model famous and most used. The best part of its functions is that they provide accurate calculations which might not have been possible without any of these features and functions. The HP 12c Platinum also has bagged the best reviews in the industry.

With an enhanced memory capacity of 399 steps this is the leader in its segment and this is the reason why this particular model provides accurate results for long complex calculations. The elements and functions used in financial planning are the date and time management which aids in date arithmetic. This is an important application which is used for any type of financial or investment planning. This calculator model implies this feature efficiently and therefore it becomes very easy and simple for the user to use this particular application whit this model. The user gets spellbound with amazing uniqueness of the HP 12c Platinum calculator as it offer a wide range of functions that can be used separately for finance, business, mathematical and statistical requirement. For sure this is a reliable model for all such applications. Financial Business Calculator

HP 17bII: This particular model of HP calculators is basically a financial business calculator. For professionals in the field of finance, real estate accounting, and business this model is a good pick. One can fairly rely on this model in terms of features and applications. One can easily and accurately calculate difficult conversions, interest rates, loan payments, standard deviation, percentage, bonds and cash flows, and also TVM, IRR and NPV with the models powerful and easy to use functions. It uses its 28K memory to perform these functions. One will find a bundle of 250 functions that are used in performing sensitive and complex calculations.

One can effortlessly fix appointments, set clock, or do algebraic data entry, menu prompts, and many more applications which are important and one cant perform business without these functions. This particular model of HP is the first to use the feature of prompts and messages and these features make it distinct from other financial calculators. The auto off feature of this calculator efficiently preserves the battery power and it also automatically turns off the device if not used in ten mins.

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Manage Finance Products Business

Financing a Small Business – What Alternatives Are There to Finance Your Business?

A lot of reasons exist why you should not only get into business, but also endure in business. You may want to take any of these decisions because of the love of a particular business, because of a need to do so, because you are bound to continue from where someone stopped or because you simply have a feeling to do so. In almost every country of the world, people are looking at the business sector as one of the bests. There are always statistics of these found in all countries. For example, the United States Department of Labor produces statistics which indicate that for almost the first three quarters of last year, unemployment was very high and a lot of people resorted to doing business.

There is no need to trouble yourself on the way your business is going to look like. All that is necessary for you to do is to develop a plan and seek for any of the so many options of securing finance for the business. The following lines are meant to encourage those coming into business and even those already in business to seek for means of financing their businesses:

Loans

This type of finance for a business is common all over the world and it can easily be gotten. In some cases, there is often a belief the loans can easily be gotten by everyone who applies for it. This may be true or false. It all depends on your business plan, the lending policy of the bank and the type and value of security you have. What makes this source of finance much considered is that interest rates on the loans are also reasonable. It should be warned that you should not get into taken of loans without seeking for proper recommendations from experts. Remember that it is always good to know the ins and outs of every type of loan ahead of getting into it.

Angel Financing

This is also another common source of finance that is common among new businesses and even those that are already in existence. What obtains here is that there are so many people who have the willingness and ability to pump finance into any business which have potentials to grow. Angel financing can be a family type. This will involve members of the same family pulling their resources together and investing it to develop a business plan. This is good but not preferable because of the close ties that the members may attach to each other, which may not be best for the health of a business. Angel financing can also be an affiliation angel. This will involve an association of friends willing to see a business plan from conception to completion. Another strand of angel financing is idea angel. These are financiers who are involved at the conception and actual progress of the business. Whatever the form of angel financing that you may opt for, you must get into the set of connections that these angels operate before you can benefit from financing.

Equity Financing

This involves raising money for the business by using what the business owns and can give out to the public. There are individuals willing to pay for equity in the business and even take part in the running of the business. Although this type of financing is common, it may not be available to every type of business. This is the more reason why every business owner must always carry out enough research in order to get the appropriate financing for his or her business.