Categories
Manage Finance Products Business

Financing a Small Business – What Alternatives Are There to Finance Your Business?

A lot of reasons exist why you should not only get into business, but also endure in business. You may want to take any of these decisions because of the love of a particular business, because of a need to do so, because you are bound to continue from where someone stopped or because you simply have a feeling to do so. In almost every country of the world, people are looking at the business sector as one of the bests. There are always statistics of these found in all countries. For example, the United States Department of Labor produces statistics which indicate that for almost the first three quarters of last year, unemployment was very high and a lot of people resorted to doing business.

There is no need to trouble yourself on the way your business is going to look like. All that is necessary for you to do is to develop a plan and seek for any of the so many options of securing finance for the business. The following lines are meant to encourage those coming into business and even those already in business to seek for means of financing their businesses:

Loans

This type of finance for a business is common all over the world and it can easily be gotten. In some cases, there is often a belief the loans can easily be gotten by everyone who applies for it. This may be true or false. It all depends on your business plan, the lending policy of the bank and the type and value of security you have. What makes this source of finance much considered is that interest rates on the loans are also reasonable. It should be warned that you should not get into taken of loans without seeking for proper recommendations from experts. Remember that it is always good to know the ins and outs of every type of loan ahead of getting into it.

Angel Financing

This is also another common source of finance that is common among new businesses and even those that are already in existence. What obtains here is that there are so many people who have the willingness and ability to pump finance into any business which have potentials to grow. Angel financing can be a family type. This will involve members of the same family pulling their resources together and investing it to develop a business plan. This is good but not preferable because of the close ties that the members may attach to each other, which may not be best for the health of a business. Angel financing can also be an affiliation angel. This will involve an association of friends willing to see a business plan from conception to completion. Another strand of angel financing is idea angel. These are financiers who are involved at the conception and actual progress of the business. Whatever the form of angel financing that you may opt for, you must get into the set of connections that these angels operate before you can benefit from financing.

Equity Financing

This involves raising money for the business by using what the business owns and can give out to the public. There are individuals willing to pay for equity in the business and even take part in the running of the business. Although this type of financing is common, it may not be available to every type of business. This is the more reason why every business owner must always carry out enough research in order to get the appropriate financing for his or her business.

Categories
Products Business

BEI: KSEI Already Block Shares Merrill Lynch

JAKARTA – Indonesia Stock Exchange (IDX) has responded to the letter Jakarta High Court. The letter is the blocking of the account request Merrill Lynch Indonesia.

“Today we have to write to the district court. Bursa not blocking stake in Merrill Lynch by KSEI, besides the storage and exchange is not a settlement,” said Director of Surveillance and Compliance Uriep Budhi Prasetyo, in BEI Jakarta.

Uriep added, it has held meetings regularly. “We’re asking how you exposure, the solution how,” he added.

Blocking is a continuation of the dispute between Prem Ramchand Harjani as owner Renaissaance Capital Management Investment Pte Ltd with Merrill Lynch Indonesia.

In the decision, the Supreme Court (MA) won Harjani. Merrill Lynch had to pay compensation amounting to Rp251 billion.

Kubu Harjani also has asked the Supreme Court was seized of execution to the South Jakarta District Court. With the letter of request blocking of the account means the execution of confiscation request is granted Harjani judge, even though Merrill Lynch is proposing reconsideration effort (PK).

Dispute this claim stems from buying and selling shares in the company Merrill Lycnh USD14, 3 million by Prem Ramchand Harjani June 2008.

Harjani then sued Merrill in a Singapore court, because he was accused of broken promises in the share purchase transaction. Having been convicted in Singapore, Harjani later sued Merrill turning to the South Jakarta District Court on the grounds of defamation. He demanded compensation Rp1 trillion to Merrill. Lawsuit was won by the courts to the Supreme Court.

Categories
Products Business Small Business

Introducing Credit Cards Specifically For Small Businesses

Credit card companies hаνе bееn working hard tο attract business frοm a variety οf market segments. Average credit card balances hаνе bееn jumping dramatically іn thе UK іn recent years, whісh hаѕ prompted аn increase іn thе number οf providers аnd products available іn thе card market. Thе small business audience іѕ one market thаt hаѕ bееn more widely targeted wіth credit card offers customized tο thе unique needs οf a small business owner.

Fοr many small business owners, credit cards аrе a vital source οf funds whеn аn emergency, οr аn immediate business need arises. Many small businesses аrе ѕtаrtеd wіth a modest cash investment. Aѕ businesses grow, thеу οftеn mυѕt mаkе рυrсhаѕеѕ οf products fοr resale, supplies fοr business υѕе, οr travel fοr business needs. Thе ability tο mаkе ѕοmе οf thеѕе рυrсhаѕеѕ wіth аn affordable credit card solution іѕ a hυgе advantage tο a small business. Small businesses οftеn look tο leverage grеаt іdеаѕ οr products early аnd thеn cover thе costs οf doing ѕο аѕ business picks up over time.

 

Thеrе аrе many unique opportunities аnd advantages thаt come wіth small business credit card offers. One significant dіffеrеnсе between consumer credit cards аnd business credit cards іѕ thаt mοѕt card companies allow small businesses tο hаνе multiple cards linked tο thе same account. Thіѕ enables a company tο provide several people within thе company access tο thе credit line аѕ needed. Thіѕ іѕ much more feasible thаn attempting tο pass one card around fοr υѕе bу multiple business parties. Business owners саn аlѕο рlасе limits аnd track spending wіth small business cards. Thіѕ allows owners tο budget аnd managed spending whеn multiple cards аrе іn υѕе.

Another benefit οf small business credit cards іѕ thаt rewards аnd discount programs аrе οftеn more valued thаn thеу аrе bу consumers. Bесаυѕе small businesses οftеn mаkе more аnd lаrgеr рυrсhаѕеѕ, thеу typically reach worthwhile reward milestones sooner thаn individual consumers. Thіѕ іѕ a grеаt advantage fοr small businesses thаt υѕе rewards οr cash back incentives tο fund οthеr рυrсhаѕеѕ fοr business υѕе. Sοmе card companies аlѕο offer discount рυrсhаѕе programs tο small businesses bу establishing a partner network οf companies thаt agree tο provide thе discounts. Ultimately, a small business credit card іѕ a necessity fοr mοѕt small businesses. Thе cards offer a more efficient, convenient, аnd beneficial source οf financing thаn mοѕt οthеr types οf credit аnd loans οftеn used bу small businesses.

Categories
Products Business

Organic Chicken Products Business

Organic products, particularly food products are increasingly large market opportunities. This is in line with the increasing awareness of the public to consume healthy food products, and are beneficial to health.

PT Pronic Indonesia is one probio organic chicken producers who now have quite a lot of markets.

Different from the usual chicken, organic chicken probio maintained without chemicals that are dangerous, antibiotic-free, low cholesterol, and high in protein so it is safe to eat.

Maintenance of organic chicken probio done specifically, and meet the rules of maintenance of healthy birds that are not the least contaminated by chemicals that bodily harm.

According to the owner Pronic, Cristopher Emille Jayanata, organic chicken products probio is increasingly favored by various circles of society, from a small to an adult, so demand is increasing all the time.

Christ was even able to sell at least 10,000 organic chickens probio each month through sales outlets such as Ranch Market, Kem Chik, Carrefour, Sogo and hypermarkets, as well as through a network of other distributors.

Opening a Business Opportunity

The increasing demand in all segments of society and the level of organic chicken probio make Christ thought about to open marketing channels that are closer and easier to reach customers.

The move was done by bringing various groups to partner, especially in developing the distribution of organic chicken products such probio. And this turns out to be a very promising business, not just for himself, but also for people who would be interested in this business.

“Business opportunities become a distributor of organic chicken probio very promising with excellent profits, by way of a distributor,” said alumnus Parahiyangan University, Bandung, West Java.

Requirements to become a distributor of this product is also easy, simply invest much as 8.8 million have a freezer and its contents (organic chicken products probio), and 13.8 million package for larger volumes. Each package includes fee for 2-year partnership, the initial sales of the product, and freezer. In addition partners have also set as frozen pack packaging, paper bags, and packages such as sales promotion tools standing banner, table manner, product lists, posters, flyers, and others.

Business partners will also be monitored, and given the knowledge base of knowledge about organic chicken probio and supported more widely promoted so that customers can easily obtain the necessary information.

Based on the experience of partnership which has been running all this time, the average partner was able to sell at least an average of 100 chickens per week.