Hajj Guidance Group (KBIH) in Depok protest sharia banking primarily enforces the bailout program to ease the cost of the pilgrimage.
With the loan or bailout programs, the public can make a pilgrimage easily despite having only a little money in a savings account.
The program is being protested because the waiting list the Hajj in Depok swell until 2017, any pilgrims who made the pilgrimage to have to queue until 2017.
Chairman KBIH in Kampung Lio, Pancoran Mas Depok, Habib Idrus Al Gadhri said the government especially the Ministry of Religious Affairs in order to review the bailout program enacted banking. Banks usually do auto debit system enforces a certain amount in a savings account customers, and lend bailout costs pilgrimage, and is paid in installments.
“If it can be reviewed, sorry for the many pilgrims who have deposited cash already prepared themselves from the far-away days for the pilgrimage, this time it is only such banks have money in the account is cut Rp2, 5 million and coupled with the bailout that hinder queue pilgrims waiting lists getting longer, ”
Idrus added of Islamic law is that program should be studied further. However, if the interest payment is included usury laws.
“I believe that baseball is a bailout program, by 2014 all pilgrims can go. Because now it is too easy to have a Rp 5 million pilgrims can immediately have the number the more the waiting list.’s Average effect on ONH receiving bank. If life becomes usurious interest, but banks usually call ujroh or expenses, “he said.
Even today, he said, many pilgrims also touts the system of Multi Level Marketing. According Idrus of the total number of pilgrims in Depok as the 1800s, 60 percent of which participants bailouts.
“Then it’s as if – as if no purchase quota. Allegedly indeed every KBIH also be fee Rp 150 thousand per one customer of the bank, I do not want to like it, really pilgrimage would seem like the motor credit,” he said.